$EELOGXQJVYHU]HLFKQLV
$EELOGXQJ %HGUIQLVS\UDPLGH QDFK 0DVORZ
$EELOGXQJ (UZHUEVWlWLJH QDFK (UZHUEVIRUP XQG *HVFKOHFKW
$EELOGXQJ $QWHLO (UZHUEVWlWLJHU LQ 'HXWVFKODQG LQ 6FKLFKWDUEHLWVYHUKlOWQLV
$EELOGXQJ $UEHLWVEHGLQJXQJHQ
$EELOGXQJ )HKOWDJH GXUFK SV\FK (UNUDQNXQJHQ LP 9HUJO ]X )HKOWDJHQ LQVJ
$EELOGXQJ 6WUHVVEHZlOWLJXQJVVWUDWHJLHQ
7DEHOOHQYHU]HLFKQLV
7DEHOOH 9HUJOHLFK (UZHUEVWlWLJH ]ZLVFKHQ XQG -DKUHQ
(LQOHLWXQJ
,Q GLHVHP .DSLWHO ZHUGHQ ]XHUVW GHU +LQWHUJUXQG VRZLH GLH 3UREOHPVWHOOXQJ GHU
+DXVDUEHLW EHVFKULHEHQ ZRUDXV LQ HLQHP ZHLWHUHQ 3XQNW GLH JHQDXH )HVWOHJXQJ GHU
=LHOVHW]XQJ XQG GLH $EJUHQ]XQJ UHVXOWLHUHQ =XOHW]W HUNOlUW GLH 9RUJHKHQVZHLVH GLH
]XP (UUHLFKHQ GHU =LHOVHW]XQJ XQWHUQRPPHQHQ 6FKULWWH
3UREOHPVWHOOXQJ +LQWHUJUXQG
$UEHLW HUIOOW GUHL JUXQGOHJHQGH QW]OLFKH )XQNWLRQHQ 6LH GLHQW GHU 6LFKHUXQJ GHV
/HEHQVXQWHUKDOWV OlVVW VR]LDOH :HFKVHOZLUNXQJHQ HQWVWHKHQ XQG WUlJW ]XU
6HOEVWYHUZLUNOLFKXQJ GHV ,QGLYLGXXPV EHL YJO *QGHO *ODVHU
$QJHUHU 6
9 0LNO+RUNH 6 ,P 1RYHPEHU VWLHJ GLH =DKO GHU (UZHUEVWlWLJHQ LQ
'HXWVFKODQG DXI 0LOOLRQHQ ± GHU K|FKVWH 6WDQG VHLW GHU :LHGHUYHUHLQLJXQJ
'HXWVFKODQGV $XFK GLH (UZHUEVORVHQTXRWH ZDU PLW 3UR]HQW LP VHOEHQ 0RQDW DXI
HLQHP 5HNRUGWLHI GHU OHW]WHQ ]HKQ -DKUH DQJHODQJW YJO 6WDWLVWLVFKHV %XQGHVDPW
D $QDORJ ]X GLHVHU (QWZLFNOXQJ ]HLJW VLFK MHGRFK DXFK HLQ $QVWLHJ GHV
6WUHVVSHJHOV GHU %HY|ONHUXQJ 'HXWVFKODQGV hEHU GLH +lOIWH GHU EHIUDJWHQ
%HVFKlIWLJWHQ ZHOFKH LP )RNXV GHV 6WUHVVUHSRUWV GHU 7HFKQLNHU .UDQNHQNDVVH 7.
YRP 2NWREHU VWHKHQ JDEHQ DQ JHVWUHVVW ]X VHLQ 'HU 6WUHVVIDNWRU $UEHLW
EHOHJW GDEHL GHQ HUVWHQ 3ODW] JHIROJW YRQ ]X KRKHQ HLJHQHQ $QVSUFKHQ
YJO 7HFKQLNHU .UDQNHQNDVVH $UEHLW VFKHLQW GHPQDFK DXFK HLQ Ä]ZHLWHV
*HVLFKW³ ]X KDEHQ HLQH 6SLUDOH YRQ QHJDWLYHQ *HIKOHQ PLW SK\VLVFKHQ XQG
SV\FKLVFKHQ $XVZLUNXQJHQ 'HP '$.*HVXQGKHLWVUHSRUW JHPl ODJ GLH
%HWURIIHQHQTXRWH LP -DKU EHL 3UR]HQW ± NQDSS MHGHU =ZHLWH
'$.9HUVLFKHUWH NRQQWH GHP]XIROJH ZHJHQ .UDQNKHLW QLFKW DUEHLWHQ XQG ZDU LP
'XUFKVFKQLWW 7DJH NUDQN 'LH KlXILJVWHQ 8UVDFKHQ VLQG (UNUDQNXQJHQ GHV
0XVNHO6NHOHWW6\VWHPV JHIROJW YRQ $WHPZHJVHUNUDQNXQJHQ XQG SV\FKLVFKHQ
(UNUDQNXQJHQ YJO '$.*HVXQGKHLW 6 ;, /HW]WHUH QDKPHQ LQ GHQ
YHUJDQJHQHQ -DKUHQ NRQVWDQW ]X GLH =DKO GHU .UDQNVFKUHLEXQJHQ DXIJUXQG YRQ
'HSUHVVLRQHQ RGHU $QSDVVXQJVVW|UXQJHQ YHUGUHLIDFKWH VLFK YJO '$.*HVXQGKHLW
D 3UHNlUH %HVFKlIWLJXQJ $UEHLWVSODW]XQVLFKHUKHLW =HLW/HLKDUEHLW 0REELQJ
0XOWLWDVNLQJ 5ROOHQNRQIOLNWH HUK|KWH 0RELOLWlW LQNO 3HQGHOQ VWlQGLJH (UUHLFKEDUNHLW
hEHUVWXQGHQ /HLVWXQJVGUXFN SK\VLVFKH (LQZLUNXQJHQ ]% /lUP +LW]H XQG
6FKLFKWDUEHLW VLQG QXU HLQLJH 6FKODJZ|UWHU ZHOFKH DOV %HODVWXQJVIDNWRUHQ GHQ
6WUHVVSHJHO QDFK REHQ WUHLEHQ XQG XQPLWWHOEDUH )ROJHQ IU GDV :RKOEHILQGHQ DP
$UEHLWVSODW] KDEHQ N|QQHQ YJO %DXHU 6 II ,Q HLQHU LPPHU
VFKQHOOOHELJHUHQ :HOW PLW VWHWLJ VWHLJHQGHQ %HUXIV$QIRUGHUXQJHQ EHGUIHQ GHU
(LQIOXVV GLHVHU )DNWRUHQ XQG GHUHQ $XVZLUNXQJHQ DXI GLH *HVXQGKHLW GHVKDOE HLQHU
JHQDXHUHQ %HWUDFKWXQJ
=LHOVHW]XQJ
'DV =LHO GLHVHU $UEHLW LVW HV HLQHQ %HLWUDJ ]XU 'LVNXVVLRQ XP GHQ (LQIOXVV HLQLJHU
DUEHLWVEHGLQJWHU %HODVWXQJVIDNWRUHQ DXI GLH *HVXQGKHLW ]X OHLVWHQ XQG $XVZLUNXQJHQ
GLHVHU DXI]X]HLJHQ
$EJUHQ]XQJ
$XIJUXQG GHV YRUJHJHEHQHQ NQDSSHQ 8PIDQJV GHU +DXVDUEHLW LVW HV QLFKW P|JOLFK
XQG DXFK QLFKW DQJHGDFKW HLQH HLJHQH 6WXGLH ]XP (LQIOXVV GHU %HODVWXQJVIDNWRUHQ
GXUFK]XIKUHQ $XFK ZLUG DXI HLQH 8QWHUVXFKXQJ GHU EHWULHEOLFKHQ 0|JOLFKNHLWHQ ]XU
6WUHVVEHZlOWLJXQJ YHU]LFKWHW 6WDWWGHVVHQ VWW]W VLFK GLHVH $UEHLW DXI GLH (UJHEQLVVH
YHUVFKLHGHQHU .UDQNHQNDVVHQ*HVXQGKHLWVUHSRUWH GHP )RUVFKXQJVSURMHNW GHU
%XQGHVDQVWDOW IU $UEHLWVVFKXW] XQG $UEHLWVPHGL]LQ VRZLH HLQVFKOlJLJH /LWHUDWXU
'HV :HLWHUHQ EHVFKUlQNW VLFK GLHVH $UEHLW DXI GHQ HUZHUEVWlWLJHQ 7HLO GHU
%HY|ONHUXQJ 'HXWVFKODQGV ZREHL VHOEVWYHUVWlQGOLFK DXFK GLH 6LWXDWLRQ DXI GHU
$UEHLWVVXFKH ]X VHLQ ]X QHJDWLYHQ SK\VLVFKHQ XQG SV\FKLVFKHQ $XVZLUNXQJHQ XQG
GDPLW ]X HLQHP .UDQNKHLWV]XVWDQG IKUHQ NDQQ
9RUJHKHQ
'LHVH $UEHLW VWHOOW ]XQlFKVW PLW +LOIH GHU SDVVHQGHQ /LWHUDWXU GHQ )RUVFKXQJVVWDQG
VRZLH GHILQLWRULVFKWKHRUHWLVFKH *UXQGODJHQ ]X GHQ 7KHPHQSXQNWHQ GHU .UDQNKHLW LQ
$EJUHQ]XQJ ]XU *HVXQGKHLW VRZLH GHU $UEHLW GDU ,P $QVFKOXVV ZHUGHQ GLH
%HODVWXQJVIDNWRUHQ EHOHXFKWHW ZHOFKH DXI GDV :RKOHUJHKHQ GHU HUZHUEVWlWLJHQ
%HY|ONHUXQJ 'HXWVFKODQGV HLQZLUNHQ (V IROJW HLQ NXU]HU $XVEOLFN ZHOFKH SULYDWHQ
0|JOLFKNHLWHQ JHQXW]W ZHUGHQ N|QQHQ XP GHP (LQIOXVV YRQ DUEHLWVEHGLQJWHQ
%HODVWXQJVIDNWRUHQ DXI GHQ 0HQVFKHQ YRU]XEHXJHQ XQG HQWJHJHQ]XZLUNHQ
(LQ DEVFKOLHHQGHV )D]LW UXQGHW GLH $UEHLW DE
)RUVFKXQJVVWDQG
'LYHUVH )RUVFKXQJHQ ]XU 6LWXDWLRQ YRQ 0HQVFKHQ ZlKUHQG LKUHV $UEHLWVSUR]HVVHV
LKUHU (PRWLRQHQ +DQGOXQJV XQG 9HUKDOWHQVPRWLYHQ LKUHU (QWZLFNOXQJ XQG GHU
$UEHLWVJHVWDOWXQJ HQWVWDQGHQ LP OHW]WHQ -DKUKXQGHUW 'HU )RUVFKXQJVVWDQG GLHVHU
$UEHLW
NRQ]HQWULHUW
VLFK
DXI
GLH
SUlJHQGVWHQ
(UUXQJHQVFKDIWHQ
GHU
$UEHLWVSV\FKRORJLH
0LW GHQ +DZWKRUQH6WXGLHQ ZHOFKH YRQ ELV LQ GHQ +DZWKRUQH:HUNHQ
GHU :HVWHUQ (OHFWULF RPSDQ\ EHL KLFDJR 86$ XQWHU GHU /HLWXQJ GHU 6R]LRORJHQ
0D\R 5RHWKOLVEHUJHU XQG 'LFNVRQ GXUFKJHIKUW ZXUGHQ VROOWH HUVWPDOLJ GHU (LQIOXVV
YRQ 8PZHOWEHGLQJXQJHQ DXI YHUVFKLHGHQH .RPSRQHQWHQ ZLH GLH $UEHLWVOHLVWXQJ
GDV 9HUKDOWHQ XQG GLH *HVXQGKHLW EHWUDFKWHW ZHUGHQ 'DV (UJHEQLV ± JXWH
LQIRUPDOH VR]LDOH %H]LHKXQJHQ IKUHQ ]X YHUEHVVHUWHU $UEHLWVOHLVWXQJ ± ZDU HLQ
HQWVFKHLGHQGHU 0HLOHQVWHLQ LQ GHU 6LFKWZHLVH GHU %HUFNVLFKWLJXQJ YRQ
VR]LDOSV\FKRORJLVFKHQ $VSHNWHQ EHL GHU $UEHLWV XQG 2UJDQLVDWLRQVSV\FKRORJLH YJO
.LUFKOHU 6 I ,Q %H]XJ DXI GLH +DZWKRUQH6WXGLHQ HQWVWDQG LQ GHQ
HU -DKUHQ GLH +XPDQ5HODWLRQV%HZHJXQJ ]X ZHOFKHU QHEHQ GHP
)RUVFKHUWHDP GHU +DZWKRUQH6WXGLHQ XD DXFK GLH :LVVHQVFKDIWOHU /HZLQ .DW]
0DFFRE\ /LNHUW XQG ]DKOUHLFKH ZHLWHUH *UXSSHQG\QDPLN)RUVFKHU ]lKOWHQ
(UNHQQWQLVVH GHU +XPDQ5HODWLRQV%HZHJXQJ VLQG YRU DOOHP GLH $QHUNHQQXQJ GHU
*UXSSH DOV VR]LDOHV 6\VWHP VRZLH GLH %HGHXWVDPNHLW GHU (PRWLRQVIRUVFKXQJ DOV
HLJHQVWlQGLJHU %HUHLFK GHU $UEHLWV XQG 2UJDQLVDWLRQVSV\FKRORJLH YJO .LUFKOHU
6 'HU )RNXV GHU HEHQ EHVFKULHEHQHQ )RUVFKXQJHQ ODJ MHGRFK SULPlU DXI
GHU 9HUEHVVHUXQJ GHU ]ZLVFKHQPHQVFKOLFKHQ %H]LHKXQJHQ ]XP =ZHFNH HLQHU
K|KHUHQ $UEHLWV]XIULHGHQKHLW 'LHVH ZLHGHUXP ZXUGH DOV HQWVFKHLGHQG IU HLQH
/HLVWXQJVI|UGHUXQJ
GHU
$UEHLWHU
HLQJHVWXIW
ZHOFKH
GXUFKDXV
GHP
EHWULHEVZLUWVFKDIWOLFKHQ +LQWHUJUXQG GHU 6WHLJHUXQJ GHU 3URGXNWLRQ XQG GHV *HZLQQV
HQWVSUDFKHQ YJO .LUFKOHU 6 II 'DVV VXEMHNWLYH $UEHLWVHUIDKUXQJHQ VLFK
MHGRFK QLFKW QXU SRVLWLY DXVZLUNHQ N|QQHQ HUIRUVFKWH GHU |VWHUUHLFKLVFKNDQDGLVFKH
0HGL]LQHU 6HO\H XQG SUlJWH GHQ %HJULII Ä6WUHVV³ LQGHP HU ]ZLVFKHQ SRVLWLYHP
(XVWUHVV XQG QHJDWLYHP 6WUHVV 'LVWUHVV XQWHUVFKLHG $XVJHO|VW GXUFK
EHLVSLHOVZHLVH KRKH %HODVWXQJ EHUPlLJHQ 'UXFN RGHU )UXVWUDWLRQ HQWVWHKHQ
:HFKVHOZLUNXQJHQ ]ZLVFKHQ 8PZHOW XQG 3HUVRQ GLH REMHNWLY YRQ DXHQ DXI GHQ
0HQVFKHQ HLQZLUNHQ YJO .LUFKOHU 6 I :LVZHGH 6
6HO\H FKDUDNWHULVLHUW PLW VHLQHP Ä$OOJHPHLQHQ $GDSWLRQV6\QGURP³ GUHL
3KDVHQ GHU 5HDNWLRQ DXI HLQHQ VRJHQDQQWHQ 6WUHVVRU $ODUP ± :LGHUVWDQG ±
(UVFK|SIXQJ ZREHL GLH OHW]WH 3KDVH W|GOLFK HQGHQ NDQQ YJO .LUFKOHU 6
I 'DV Ä7UDQVDNWLRQDOH 6WUHVVPRGHOO³ GHV DPHULNDQLVFKHQ 3V\FKRORJHQ /D]DUXV DXV
GHP -DKU HQWKlOW HUVWPDOLJ HLQH VXEMHNWLYH %HZHUWXQJVHEHQH XQG JOLHGHUW VLFK
LQ
GUHL
6WXIHQ
,QWHUSUHWDWLRQ
GHV
6WUHVVRUV
IU
GLH
*HVXQGKHLW
8QWHUWHLOXQJ LQ %HGURKXQJ 6FKDGHQ9HUOXVW XQG +HUDXVIRUGHUXQJ ± YHUIJEDUH
%HZlOWLJXQJVUHVVRXUFHQ 8QWHUWHLOXQJ LQ JHQJHQG RGHU XQJHQJHQG 5HVVRXUFHQ
XQG GDUDXV UHVXOWLHUHQG Coping%HZlOWLJXQJVIlKLJNHLW RGHU 6WUHVV ± 1HXEHZHUWXQJ
(UIROJ GHU %HZlOWLJXQJVVWUDWHJLH ZLUG EHZHUWHW YJO :LVZHGH 6
%HODVWXQJ XQG =XIULHGHQKHLW DP $UEHLWVSODW] VWHKHQ LP %OLFNSXQNW GHU %HODVWXQJV
XQG %HDQVSUXFKXQJVIRUVFKXQJ ZHOFKH %HODVWXQJ JHQHUHOO DOV HWZDV 1HXWUDOHV
HLQVWXIW :LH VFKRQ EHL /D]DUXVµ 0RGHOO ZHUGHQ (LQZLUNXQJHQ VXEMHNWLY YRQ GHQ
%HWURIIHQHQ EHZHUWHW XQG LQ N|USHUOLFK HPRWLRQDO XQG PHQWDO XQWHUVFKLHGHQ
bKQOLFK ]X 6HO\HV 8QWHUWHLOXQJ LQ SRVLWLYHQ XQG QHJDWLYHQ 6WUHVV ZHUGHQ GLH
)DNWRUHQ DQDORJ ]X /D]DUXV VXEMHNWLY DXIJHIDVVW XQG N|QQHQ HQWZHGHU DOV
ÄDNWLYLHUHQG DQUHJHQG «@ XQG@ I|UGHUQG «@ RGHU DOV VFKlGLJHQG JHVXQGKHLWOLFK
EHHLQWUlFKWLJHQG E]Z EHU RGHU XQWHUIRUGHUQG «@ HPSIXQGHQ ZHUGHQ³ +HQVFK
6 3RVLWLYH VRZLH QHJDWLYH %HDQVSUXFKXQJVIROJHQ VLQG GDV (UJHEQLV
'HU GHXWVFKH $UEHLWVSV\FKRORJH 8OLFK EHWRQW LQ GLHVHP =XVDPPHQKDQJ GDVV HV
VLFK GDPLW XP LQGLYLGXHOOH 9HUPLWWOXQJV XQG 5FNNRSSHOXQJVSUR]HVVH KDQGHOW
ZHOFKH ]ZLVFKHQ %HODVWXQJ XQG %HDQVSUXFKXQJ ZLUNHQ YJO +HQVFK 6
'LH :LVVHQVFKDIWOHU 0F*UDWK RRSHU3D\QH XQG 'X %ULQ FD GHILQLHUWHQ
YHUVFKLHGHQH 6WUHVVRUHQ LP %HWULHEV XQG $UEHLWVEHUHLFK XD RUJDQLVDWLRQV
EHGLQJWHQ DXIJDEHQEHGLQJWHQ UROOHQEHGLQJWHQ |NRORJLVFK EHGLQJWHQ VR]LDO
EHGLQJWHQ RGHU SHUVRQHQEHGLQJWHQ 6WUHVV YJO :LVZHGH 6
0F*UDWK HQWZLFNHOWH GLHVH (UNHQQWQLV ]X HLQHP 0RGHOO ZHLWHU ZHOFKHV GLH
6WUHVVTXHOOHQ LQ GUHL %HUHLFKH XQWHUWHLOW GDV PDWHULHOOWHFKQLVFKH GDV VR]LDOH XQG
GDV SHUVRQDOH 6\VWHP =XVlW]OLFK ILQGHW HLQH hEHUODSSXQJ GHU %HUHLFKH VWDWW YJO
:LVZHGH 6 I
$XFK 0DQDKPHQ ]XU HLJHQHQ 6WUHVVEHZlOWLJXQJ ZXUGHQ HUIRUVFKW XQG UHLFKHQ YRQ
GHU 9HUlQGHUXQJ GHU /HEHQVHLQVWHOOXQJ EHU 0HGLDWLRQVWHFKQLNHQ ELV KLQ ]X 8UODXE
XQG 3DXVHQUHJXOLHUXQJ YJO *QGHO *ODVHU $QJHUHU 6
'HILQLWRULVFKH *UXQGODJHQ
,Q GLHVHP .DSLWHO ZHUGHQ GLH %HJULIIOLFKNHLWHQ *HVXQGKHLW .UDQNKHLW XQG $UEHLW
YRUJHVWHOOW XQG GHUHQ (QWZLFNOXQJ VNL]]LHUW
*HVXQGKHLW YV .UDQNKHLW
Gesundheit
DOV Ä=XVWDQG GHV :RKOEHILQGHQV ZHOFKHU VLFK DXI HPRWLRQDOH
SK\VLVFKH VR]LDOH XQG JHLVWLJH *HVXQGKHLW EH]LHKW³ %XFKHQDX %DOVHUHLW 6
I VSLHOW LQ XQVHUHP KHXWLJHQ $OOWDJ HLQH ]HQWUDOH 5ROOH XQG LVW DOV %HJULII LP /DXIH
GHU =HLW XQWHUVFKLHGOLFK JHSUlJW ZRUGHQ YRU DOOHP JHVHOOVFKDIWOLFK XQG NXOWXUHOO
%LV ]XP 0LWWHODOWHU EHUZRJ GLH UHOLJL|VH 7HQGHQ] ± GHU *HVXQGKHLWV RGHU
.UDQNKHLWV]XVWDQG JDOW DOV JRWWJHZROOW 0LW .UDQNKHLW EHVWUDIW ZXUGH GHPQDFK GHU
6QGLJH JHVXQG EOLHE GHU *RWWJHIlOOLJH ,P =XJH YRQ 6lNXODULVLHUXQJ XQG
$XINOlUXQJ ZXFKV GDV %HZXVVWVHLQ GXUFK 9HUQXQIW XQG 6HOEVWYHUDQWZRUWXQJ
(LQIOXVV DXI GLH *HVXQGKHLW QHKPHQ XQG GLHVH GDGXUFK DNWLY VWHXHUQ ]X N|QQHQ
'HU 3KLORVRSK XQG $XINOlUHU 5RXVVHDX GHILQLHUWH *HVXQGKHLW DOV ÄQDWUOLFKHQ³
=XVWDQG ZHOFKHU GXUFK HLQH ODVWHUKDIWH /HEHQVZHLVH GHP 6WUHEHQ QDFK /X[XV XQG
SUHNlUH $UEHLWVYHUKlOWQLVVH YHUlQGHUW ZLUG 'LH )ROJHQ GLHVHU 9HUlQGHUXQJ VLQG
.UDQNKHLWHQ GLH 5RXVVHDXV $QVLFKW QDFK ZLHGHUXP ]X HLQHP JU|HUHQ
JHVHOOVFKDIWOLFKHQ 3UREOHP IKUWHQ bU]WH ]X =HLWHQ GHU $XINOlUXQJ ULHIHQ ]XU
0lLJXQJ
]X
6HOEVWGLV]LSOLQ
XQG
HLQHU
QDWUOLFKHQ
/HEHQVZHLVH
DXI
0LWWH GHV -DKUKXQGHUWV QDKP GDV 9HUVWlQGQLV XP .UDQNKHLWVHQWVWHKXQJ XQG
NRQWUROOH ]X DXVJHO|VW GXUFK GLH EUHLWH (WDEOLHUXQJ GHU 1DWXUZLVVHQVFKDIWHQ
YRU DOOHP GHU 0HGL]LQ 'HU .UDQNKHLWVEHJULII WUDW YHUPHKUW LQ GHQ 9RUGHUJUXQG XQG
Krankheit
LQ $EJUHQ]XQJ ]X *HVXQGKHLW VWDQG LP )RNXV GHU %HWUDFKWXQJ 'HU
0HQVFK DOV 0DVFKLQH JHVFKZlFKW GXUFK HLQH 2UJDQLVPXVVW|UXQJ GHUHQ 8UVDFKH
JHIXQGHQ ZHUGHQ PXVV GDPLW GLHVH ZLHGHU HLQVDW]IlKLJ JHPDFKW ZHUGHQ NDQQ YJO
'RUVFK ± /H[LNRQ GHU 3V\FKRORJLH 5LFKWHU +XUUHOPDQQ 6
'HU 3KLORVRSK (QJHOV XQG GHU 0HGL]LQHU 9LUFKRZ ]HLJWHQ 0LWWH GHV -DKUKXQGHUWV
PLWKLOIH YRQ 8QWHUVXFKXQJHQ XQG %HREDFKWXQJHQ DXI GDVV GDV 7HPSR GHU
,QGXVWULHDOLVLHUXQJ 6SXUHQ EHL GHU DUEHLWHQGHQ %HY|ONHUXQJ KLQWHUOLH Ä.LQGHUDUEHLW
XQJHVXQGH @
$UEHLWVEHGLQJXQJHQ
«@
XQKDOWEDUH @
K\JLHQLVFKH @
/HEHQVEHGLQJXQJHQ GHU $UEHLWHUNODVVH XQG «@ PDWHULHOOH @ 9HUDUPXQJ EUHLWHU
6FKLFKWHQ³ 5LFKWHU
+XUUHOPDQQ 6 ZXUGHQ DQJHSUDQJHUW XQG IKUWHQ
GD]X GDVV GHQ ÄVR]LDOK\JLHQLVFKHQ³ 9HUKlOWQLVVHQ DXFK SROLWLVFK %HDFKWXQJ
JHVFKHQNW ZXUGH %LVPDUFNV 6R]LDOJHVHW]JHEXQJ IXWH DXI GHP %HZXVVWVHLQ GHU
,QWHUGHSHQGHQ] ]ZLVFKHQ GHQ )DNWRUHQ *HVXQGKHLW $UEHLWVEHGLQJXQJHQ $UPXW XQG
.UDQNKHLW *URWMDKQ ± GHXWVFKHU 0HGL]LQHU XQG 0LWEHJUQGHU GHU VRJHQDQQWHQ
Ä6R]LDOK\JLHQH³ ± EHVFKlIWLJWH VLFK LQ GHQ HU XQG HU -DKUHQ PLW GHQ
VR]LDOHQ 9HUKlOWQLVVHQ ZHOFKH YHUDQWZRUWOLFK IU HLQH .UDQNKHLWVYHUDQODJXQJ GHV
0HQVFKHQ VLQG %HGLQJXQJHQ XQG 8UVDFKHQ IU HLQ YHUPLQGHUWHV :RKOHPSILQGHQ
GDUVWHOOHQ XQG DXI GHQ .UDQNKHLWVYHUODXI HLQZLUNHQ (UNHQQWQLVVH LQ GHQ %HUHLFKHQ
%LRORJLH 3K\VLN XQG KHPLH VRUJWHQ MHGRFK GDIU GDVV GHU YRQ 9LUFKRZ XQG
*URWMDKQ DOV ÄVR]LDOH 0HGL]LQ³ EH]HLFKQHWH $QVDW] DQ %HGHXWXQJ YHUORU XQG VLFK GDV
ELRPHGL]LQLVFKH 0RGHOO GXUFKVHW]WH GDV ,QQHUN|USHUOLFKHV DOV $XVO|VHU GHU
.UDQNKHLW EHWUDFKWHW YJO 5LFKWHU +XUUHOPDQQ 6 II
,P /DXIH GHV -DKUKXQGHUWV ZDQGHOWH VLFK GDV %LOG GHU NODVVLVFK ELRPHGL]LQLVFKHQ
%HWUDFKWXQJ DXIJUXQG GHU $QHUNHQQXQJ GHU .RPSOH[LWlW YRQ .UDQNKHLW XQG ZXUGH
GXUFK GDV ELRSV\FKRVR]LDOH .UDQNKHLWVPRGHOO HUVHW]W (LQH 7ULDGH DXV %LRORJLVFKHP
3V\FKLVFKHP XQG 6R]LDOHP LQWHUIHULHUW GLHVHP $QVDW] ]XIROJH ]X HLQHU (LQKHLW XQG LVW
]XVDPPHQ YHUDQWZRUWOLFK IU *HVXQGKHLW RGHU .UDQNKHLW 'HU DPHULNDQLVFK
LVUDHOLVFKH 6R]LRORJH $QWRQRYVN\ SUlJWH LQ GHQ HU -DKUHQ GHQ %HJULII GHU
Ä6DOXWRJHQHVH³ ± HLQHU .RPELQDWLRQ GHU :|UWHU salus *HVXQGKHLW XQG genesis
(QWZLFNOXQJ 'LHVH Ä*HVXQGKHLWVHQWZLFNOXQJ³ VWW]W VLFK DXI )DNWRUHQ GLH HLQH
KDQFH IU HLQH SRVLWLYH *HVXQGKHLW GDUVWHOOHQ XQG GHQ 4XHOOHQ HLQHU VWDELOHQ
*HVXQGKHLW DXI GHQ *UXQG JHKHQ $QWRQRYVN\ VHW]W GDPLW HLQHQ QHXHQ $N]HQW LQ GHU
0HGL]LQ LQGHP HU PLWKLOIH GHU 6DOXWRJHQHVH H[SOL]LW QDFK JHVXQGKHLWVI|UGHUQGHQ
)DNWRUHQ LP *HJHQVDW] ]XU 3DWKRJHQHVH ± GHU Ä.UDQNKHLWVHQWZLFNOXQJ³ IRUVFKW YJO
'RUVFK ± /H[LNRQ GHU 3V\FKRORJLH +DP
5DPRQ 6 I 5LFKWHU
+XUUHOPDQQ 6
'HU $QVDW] YRQ $QWRQRYVN\V 0RGHOO QHQQW YLHU *UXQGOLQLHQ GLH HLQH VWLPPLJH
/HEHQVRULHQWLHUXQJ Ä.RKlUHQ]VLQQ³ DXVPDFKHQ
*HVXQGKHLW DOV 3UR]HVV HQWVSULFKW HLQHU VWlQGLJHQ $XVHLQDQGHUVHW]XQJ GHV
0HQVFKHQ PLW GHU 8PZHOW
.UDQNKHLW XQG *HVXQGKHLW VLQG HQWJHJHQJHVHW]WH 3ROH HLQHV .RQWLQXXPV
]ZLVFKHQ GHQHQ VLFK GHU 0HQVFK EHILQGHW (LQHQ YROONRPPHQ JHVXQGHQ
0HQVFKHQ JLEW HV GHPQDFK QLFKW
,P 0LWWHOSXQNW VWHKHQ GLH ÄKHLOVDPHQ 5HVVRXUFHQ³ ]% PDWHULHOOH ]% *HOG
N|USHUOLFKH ]% JHQHWLVFKH 9HUDQODJXQJ NRJQLWLYH ]% ,QWHOOLJHQ]
SV\FKLVFKH ]% VR]LDOH %H]LHKXQJHQ XQG VSLULWXHOOH 5HVVRXUFHQ ]%
5HOLJLRQ
6WUHVVRUHQ ZHUGHQ DOV +HUDXVIRUGHUXQJ HLQHV MHGHQ 0HQVFKHQ EHWUDFKWHW GLH
HLQH SRVLWLYH :LUNXQJ DXI GLH *HVXQGKHLW HQWIDOWHQ N|QQHQ VREDOG PLW GHU
SDVVHQGHQ 5HVVRXUFH HQWJHJHQJHZLUNW ZLUG YJO +DP
5DPRQ 6
II
,Q GHU KHXWLJHQ 0HGL]LQ ZLUG GHQ 6R]LRORJHQ +XUUHOPDQQ XQG %DXHU ]XIROJH MHGRFK
ZHLWHVWJHKHQG GLH VR]LDOH 3HUVSHNWLYH YHUQDFKOlVVLJW XQG XQWHUVFKlW]W ZDV GXUFK
]DKOUHLFKH DNWXHOOH 9HU|IIHQWOLFKXQJHQ DXI GHQ *HELHWHQ GHU *HVXQG XQG
.UDQNKHLWVIRUVFKXQJ
LP
ELRORJLVFKPHGL]LQLVFKHQ
%HUHLFK
EHVWlUNW
ZLUG
'DVV *HVXQGKHLW XQG GDPLW DXFK .UDQNKHLW VR]LDO SURGX]LHUW XQG NRQVWUXLHUW ZLUG
VWHKW MHGRFK DXHU )UDJH GDV $UEHLWVXPIHOG HLQ QLHGULJHU %LOGXQJVVWDQG HLQ
QLHGULJHV (LQNRPPHQ HWF VLQG $XVO|VHU IU HLQ IUKHUHV XQG KlXILJHUHV (UNUDQNHQ
YJO 5LFKWHU
+XUUHOPDQQ 6 %HVRQGHUV GHXWOLFK ZLUG GLHV DP %HLVSLHO
GHU /HEHQVHUZDUWXQJ LQ ZLUWVFKDIWOLFK IRUWJHVFKULWWHQHQ /lQGHUQ LP 9HUJOHLFK ]X
ZHQLJHU SROLWLVFK XQG ZLUWVFKDIWOLFK HQWZLFNHOWHQ /lQGHUQ PLW HLQHP QLHGULJHUHQ
JHVHOOVFKDIWOLFKHQ
:RKOVWDQG
LQNOXVLYH
/HEHQV
XQG
$UEHLWVEHGLQJXQJHQ
,P -DKU LQ 'HXWVFKODQG JHERUHQH 0lGFKHQ KDEHQ HLQH /HEHQVHUZDUWXQJ YRQ
-XQJHQ HLQH YRQ -DKUHQ 'LH %HY|ONHUXQJ GHV ]HQWUDODIULNDQLVFKHQ $QJROD KDW
ZHGHU HLQHQ JHQHWLVFKHQ 1DFKWHLO QRFK KHUUVFKHQ VRQVWLJH ELRORJLVFKH
%HHLQWUlFKWLJXQJHQ ± GHQQRFK OLHJHQ GLH :HUWH GHU /HEHQVHUZDUWXQJ IU 0lGFKHQ
EHL FD -DKUHQ -XQJHQ ZHUGHQ GXUFKVFKQLWWOLFK OHGLJOLFK FD -DKUH DOW
bKQOLFKH ± ZHQQ DXFK QLFKW VROFKH FKDUDNWHULVWLVFKHQ ± (UJHEQLVVH ]HLJWHQ
8QWHUVXFKXQJHQ GHV 6R]LR|NRQRPLVFKHQ 3DQHOV LQQHUKDOE 'HXWVFKODQGV 5HJLRQHQ
PLW HLQHU VFKOHFKWHUHQ ZLUWVFKDIWOLFKHQ 6LWXDWLRQ QLHGULJHUHP (LQNRPPHQV
GXUFKVFKQLWW XQG K|KHUHU $UEHLWVORVHQTXRWH OLHHQ HUNHQQHQ GDVV LP 9HUJOHLFK ]XU
K|FKVWHQ (LQNRPPHQVJUXSSH EHVVHU JHVWHOOWHU 5HJLRQHQ HLQH /HEHQVHUZDUWXQJV
'LIIHUHQ] YRQ DFKW -DKUHQ EHL )UDXHQ XQG HOI -DKUHQ EHL 0lQQHUQ EHVWHKW YJO
5LFKWHU +XUUHOPDQQ 6
(LQH JXWH JHLVWLJH XQG N|USHUOLFKH *HVXQGKHLW LVW DXFK 9RUDXVVHW]XQJ IU GDV
6XFKHQ $XVEHQ XQG %HLEHKDOWHQ HLQHU $UEHLW GLH ]XU 6LFKHUXQJ GHV
/HEHQVXQWHUKDOWV XQHUOlVVOLFK LVW 1LFKW RKQH *UXQG LVW GHVKDOE ]% GLH $QJVW YRU
Ende der Leseprobe aus 40 Seiten
- nach oben
Details
- Arbeit zitieren
- , 2017, Gesund im Job – Krankheitseinflüsse in einer sich wandelnden Berufswelt, Hamburg, Bedey Media GmbH, https://www.bachelor-master-publishing.de/document/415730
Kommentare